REALLY GOOD MORTGAGES
REALLY GREAT ADVICE
MALCOLM THE MORTGAGE GUY IS HEARD REGULARLY ON
Proudly Canadian and regulated by the Financial Services Authority of Ontario.
WE WORK THE WAY YOU DO, WITH YOUR PHONE.
★ It’s easy, intuitive and really convenient.
★ The application, approval, and
document collection are all done
from the palm of your hand.
★ Of course, we can meet face-toface or if you prefer.
ARE YOU LOOKING TO BUY?
Whether it’s your first home or your dream home, an investment or a vacation property, we’ve got the right mortgage for you.
It’s really easy to get started. Find out how much you qualify for or get started on your application for approval or pre-approval it only takes a few minutes.
ARE YOU READY TO RENEW?
★ Lender’s often don’t make their best offer through their automated renewal programs.
★ Before you sign any renewal offer, let’s take a few moments to shop around and see if you can get a better deal.
★ There is no guarantee that we’ll beat your current lender’s offer, but there is no cost of obligation either.
Good credit or bad credit, first time buyer or experienced real estate investor, if you’re looking for unbiased advice, custom mortgage solutions and exceptional service don’t wait.
MALCOLM THE MORTGAGE GUY
HAS YOUR BEST INTEREST AT HEART
★ We listen, analyze, shop, compare, and negotiate to get you a great mortgage.
★ Our relationships with lenders of all sizes, helps ensures the best mortgage solution for you.
Real people are saying great things about our service, our solutions, our rates and our advice.
IF YOU’VE GOT MORTGAGE QUESTIONS, MALCOLM THE MORTGAGE GUY HAS ANSWERS
ANSWER: You won’t find rates posted on our website for the simple reason that everyone’s situation is different and therefore their best rates are different. It is dishonest to post the lowest possible rate for a first mortgage, when someone is looking for a second mortgage.
Rates can be wildly different, so give us a call and we’ll determine your best rate in a matter of minutes.
ANSWER: There are several factors that will determine what you qualify for including your income, your debts, your credit score, your down payment (or equity) and the property itself. Use our easy calculators or better yet give us a call and we’ll work to get you pre-qualified in minutes or pre-approved in days. If you already own your home, you could be approved today.
ANSWER: With access to dozens of lenders and hundreds of mortgage products there’s a great chance that Malcolm can beat your bank’s rate. If he can’t he’ll tell you right away, so we don’t waste anyone’s time.
ANSWER: Banks often have the strictest lending rules. With access to dozens of large and small institutional and private lenders we can often help, even if the banks have turned you down.
ANSWER: If you own your home, there’s a good chance that we can improve your monthly cash flow situation and improve your credit score over time. Give Malcolm a call right away. In some cases relief could be just 72 hours away.
ANSWER: There are various mortgage types, including fixed-rate, variable rate, adjustable rate, and home equity lines of credit (HELOC). There are also a variety of term lengths and open and closed features associated with each mortgage type. A quick chat to determine your situation and goals will allow us to figure out the right solution for you.